How To Talk To Your Man About Money | Divas With Cents

Posted by Divas With Cents on August 3rd, 2012

Whether you are married or in a committed relationship sharing expenses, the subject about money can be a down-right uncomfortable one. Many people say money isn?t important but if there isn?t open communication this leads to resentment and sometimes a money crisis. Maybe your guy is irresponsible, doesn?t manage money well, doesn?t communicate, or just isn?t contributing to shared expenses in a fair manner. (I didn?t want to say you, but maybe you are the problem?YIKES!) Being that money issues are the leading cause of divorce, money is a pretty important subject when it comes to our relationships.

If you?re having money issues you don?t want to ruffle any feathers OR you may want to pluck the chicken! Regardless, your finances within your relationship is a conversation that needs to be had?in a rationale manner. Don?t forget the 3 C?s of a relationship: Commitment, Communication, and Compromise. Two ways to talk to your man about money is to be honest and set expectations.

Be Honest
If you are feeling upset about how things are going financially communicate that to your guy in a reasonable manner. The minute you start yelling they stop listening. If you can have an open honest discussion, you can really get somewhere and this is the recipe for a strong relationship. Don?t hide anything. Some people like surprises, but definitely not surprises when it comes to their money. If you can?t have a reasonable conversation about money in your relationship this is an indication of bigger problem. It may be time for therapy or reassessing is ?he? the one for you.

Set Expectations
Most conflicts are the result of a misunderstanding. If you don?t understand each others expectations then how can you work together for a common goal? You?ll want to agree on how big of purchase can we make without telling each other? How many vacations do we want to take a year? How much do we want to save each month for retirement and what?s the ultimate goal? How are we going to pay for our child?s college? How much will each of us contribute to bills? This is especially important when there is a big income gap between the two of you. For example if he makes $40k per year and you make $60k per year that?s a combined total of $100k and $40k is 40% of your combined income. So if your bills are $1000 a month he should pay $400 (40%).

We all make mistakes but its important to grow from those mistakes?more importantly growing together from those mistakes. Set aside a time each month to have these conversations. This gives you a chance to track your progress. Be sure to write your goals down so you know exactly how the TWO of your are doing. And don?t be afraid to hold each other accountable!

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Source: http://divaswithcents.com/2012/08/03/how-to-talk-to-your-man-about-money/

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